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Become Cognitive
Become a Cognitive Bank
a Bank

Become a Cognitive Bank. Turn data into action.

Unlock the power of transaction data to build and monetize your customer relationships. With AI-powered analytics, deliver personalized, proactive financial experiences that inspire customers to take action, and drive business growth.

http://BMO http://Ally http://US%20Bank http://Santander http://Citizens%20Bank http://Synovus http://IBank http://FIS http://Truist http://KBC http://בנק%20הפועלים http://Hyundai%20Card http://Huntington http://RBC%20Royal%20Bank http://BNP%20Pariba http://Akbank http://Associated%20Bank http://Union%20Savings%20Bank http://Techcom%20Bank http://Virginia%20logo http://Logos%20BPI http://Rockland%20logo http://Scotiabank http://FIBI%20logo http://Commerce%20Bank http://Dupaco http://Creditgenie http://KeyBank http://Desjardins http://Bank%20of%20Hawaii
http://BMO http://Ally http://US%20Bank http://Santander http://Citizens%20Bank http://Synovus http://IBank http://FIS http://Truist http://KBC http://בנק%20הפועלים http://Hyundai%20Card http://Huntington http://RBC%20Royal%20Bank http://BNP%20Pariba http://Akbank http://Associated%20Bank http://Union%20Savings%20Bank http://Techcom%20Bank http://Virginia%20logo http://Logos%20BPI http://Rockland%20logo http://Scotiabank http://FIBI%20logo http://Commerce%20Bank http://Dupaco http://Creditgenie http://KeyBank http://Desjardins http://Bank%20of%20Hawaii

When banks become cognitive everybody wins

35%

Digital engagement

Perso digital engagement
17%

CTR advice and product recommendations

Perso product recommendation
4.6/5

Average customer rating

Perso customer rating
1.2bn

Monthly insights

Perso monthly insights
150m

Active monthly users worldwide

Perso active users
$2,400

Average annual savings per customer

Perso saving per customer
30+

Countries

Perso Countries

Empowering Banks. Enriching Lives.

Personetics main
Personetics Cashflow
Personetics 01
Personetics Insight Credit
Personetics Insight Outlook
Personetics 02
Personetics Transactions
Personetics 03
Personetics Pick Funding Method
Perso insight Goals
Perso Engagement builder
Personetics 05

The Cognitive Banking Growth Cycle

Perso Growth Cycle 01 spendingPerso Growth Cycle 01
01

Deep transaction analysis

In-depth analysis of each customer’s transaction data to uncover meaningful patterns and trends.

Perso Growth Cycle 02 CategoriesPerso Growth Cycle 02
02

Present financial profile

Paint a full 360° picture of each customer's financial profile, based on their recurring activities, account stability and preferences.

Perso Growth Cycle 03 ActivityPerso Growth Cycle 03
03

Understand current needs

Identify what matters most to each customer today by analyzing behaviors, financial goals, and recent activity.

Perso Growth Cycle 04 BalancePerso Growth Cycle 04
04

Predict future needs

Helping customers proactive manage their expenses and financial well-being by anticipating tomorrow's needs with today's data.

Perso Growth Cycle 05 bonusPerso Growth Cycle 05
05

Enable needs-based actions

Provide smart recommendations and contextual offers on customers' financial activities and health.

Perso Growth Cycle 06 insightsPerso Growth Cycle 06
06

Learn & Optimize

Creating smarter, more intuitive experience that resonate with each customer's personal needs.

Join global banking leaders in redefining finance as a truly human experience

Desjardins mobile app

“I would like to thank you guys Personetics and Microsoft for your partnership. A great solution, reliable infrastructure. Without you guys, this would have been impossible. The SaaS model means we can continuously add new content and improve existing insights, benefiting from Personetics’ experience with banks worldwide.”

Huntington mobile app

“By moving to Personetics’ SaaS solution, we're not just modernizing. We're setting ourselves up to innovate faster and deliver more value to our customers.”

Real-time solutions for real-life financial needs

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Become a Cognitive Bank

Step into the future of cognitive banking. See how Personetics empowers financial institutions to personalize at scale and create real business impact through data-driven insights.

Want to explore how your bank can harness the power of Cognitive Banking to engage and serve customers? Request a demo now