The Cognitive
Banking Brain

Make everyday banking

See how banks use AI today   >

Working with 6 of the
top 12 banks in NA/EU


Serving over 45 million
customers worldwide


Customer transactions analyzed


Personalized customer interactions

4+ Star customer rating

Cognitive Financial Services Applications

Delivering personalized insight and guidance to millions of customers worldwide.

Predict Individual

Guide each customer
along the financial journey

Converse in
natural language

AI in financial services is real. So is the value.

Engagement users engaged with personalized insights

NPS Improvement

Product Adoption Double-digit increase in account openings

Who's talking about us:


AI-Powered Bank Accounts Of Tomorrow Are Solving The Biggest Problem With Your Finances — You

In Canada, millions of people are handing over control of their money. Not to an expensive financial adviser or bank manager, but to the Royal Bank of Canada’s artificial assistant NOMI, which moves money around and makes decisions when to save on their behalf.

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Personetics Accommodates Digital-Only and Challenger Banks

Cognitive analytics company Personetics has traditionally served large banks, including six of the top 12 banks in North America and Europe. Today, however, the company launched a new offering that makes its solutions more accessible for smaller digital-only and challenger banks.

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Coming to your banking app soon: Predictive analytics

With the help of artificial intelligence and predictive analytics, banks are learning to use their ever-growing data hoards to help you make better financial decisions.

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Royal Bank of Canada (RBC) is moving with the times with a series of useful innovations and launches.

“Instead of looking at cutting-edge technology that is at the early stage we look to innovate in areas where we can tackle the everyday issues that our customers have.” – Rami Thabet, RBC

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In the spotlight

Case Study

RBC NOMI is the winner of Celent Model Bank Award 2018 for Personal Financial Experience

NOMI Insights™ and NOMI Find & Save™ help RBC customers stay ahead of their day-to-day finances and make saving simpler.

Download the case study for results and lessons learned


Countdown to customer engagement: The 10-second banking experience

By optimizing their apps to capitalize on those 10 seconds of influence, banks can dramatically boost customer engagement.

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Proactive Money Management: AI gives PFM a second life

Just when it seemed as if Personal Finance Management (PFM) was all but dead, it is seeing a revival with new and exciting capabilities.

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Want to explore how your bank can Harness the power of AI to engage and serve customers?

We work with banks of all sizes across all geographies and will be happy to see how we can help.