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top 12 banks in NA/EU


Serving over 50 million
customers worldwide


Customer transactions analyzed


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Self Driving Finance

Guide your customers through their financial journey with personalized insights, advice, and automated money management.

Who's talking about us:


Huntington Launches Huntington Heads Up® with AI to Improve Customers’ Digital Banking Experience

“By integrating AI, we will be able to provide customers with more relevant, meaningful insights into their spending and saving to help them make more informed decisions about their money,” Andy Harmening, Senior Executive Vice President and Director of Consumer and Business Banking

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Business Insider Singapore

UOB is going after Asean’s millennials with a digital bank called TMRW – and its biggest draw could be a game that levels-up with savings

Named TMRW (pronounced “tomorrow”), UOB’s new digital bank will be rolled out for the first time in Thailand, where a pilot programme has already started with 1,500 customers.

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These Banks Are Using AI To Help Their Customers Manage Their Finances

While many companies struggle to figure out what to do with AI, a few are emerging as leaders in deploying it, with only a handful succeeding in incorporating AI in the sensitive area of customer relations. The Royal Bank of Canada (RBC) and Israel Discount Bank, using an AI platform from Personetics, are premier examples of how to do AI right, right now.

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AXA Bank wants to strengthen customer loyalty

“We want our application to become a personal banking assistant,” explains Marie-Cécile Plessix, managing director of the bank. Thanks to the technology of Personetics, Axa Banque’s customers should be alerted by the end of 2018 if they have an unusual transaction on their account or be offered to put their money into savings in case of excess liquidity. The idea is to offer a more personalized service to customers.

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Bankless Times

Personetics’ Self-Driving Finance helps banks engage customer base

Self-Driving Finance is a technology providing banks with a roadmap for engaging with customers, one which shows them how to be helpful in an age where automation permeates every aspect of our lives.

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Metro Bank Personalises Advice with Insights

As well as alerts that anticipate customers’ spending, users will be able to see a breakdown of where their money goes each month, delve into individual spending categories, and receive bespoke tips about how to manage their finances, based on their specific circumstances.

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In the spotlight


BGL BNP Paribas launches Genius to help customers manage their finances with advice, recommendations, and notifications

Genius by BGL BNP Paribas is now part of the bank’s app, offering a range of personalized advice, notifications, and recommendations

Watch the Genius video


Webinar Highlights: Empowered to save more, happy customers fuel RBC’s growth

See how NOMI Insights™ and NOMI Find & Save™ are helping customers manage and save their money while winning the Celent Model Bank Award for RBC.

Watch the webinar highlight video


Proactive Money Management: AI gives PFM a second life

See how personalized insights and digital advice add value to your PFM solution.

Download our PFM eBook

Want to explore how your bank can Harness the power of AI to engage and serve customers?

We work with banks of all sizes across all geographies and will be happy to see how we can help.