Personetics Act

Autonomous Money Management

FinTech apps such as Digit, Chip, Qapital and Acorns are luring bank customers with automated money management programs that help customers advance their financial goals.

Meanwhile, automated savings programs offered by banks and credit unions are largely outdated and rigid – failing to address individual needs and the expectations of customers in the digital age.

AI-powered Money Management: Ready for your Bank. Designed for your Customers.

With Act, financial institutions can offer automated money management programs that are tailored to each individual and self-adjusting to changes in spending patterns.

Powered by AI, Act continuously works on behalf of your customers to help
them meet their financial objectives.

Get ahead of long-term saving goals
Retirement, college

Save for a short-term goal
New car, large purchase, vacation

Pay off debt
Credit card, mortgage, student loan

Act in Action

Act works hand-in-hand with each customer to meet financial needs and goals, doing the heavy lifting to continually analyze changing financial situations, recommend and execute actions, and keep the customer informed and engaged.

It starts by evaluating individual financial situation and needs, engaging and guiding the customer to define personal actionable goals – save more, reduce debt, or make progress towards long-term financial targets.

Always analyzing the customer finances, it identifies opportunities to make progress towards these goals – automatically executing transfers and payments on behalf of the customer or suggesting recommendations for the customer to act on – learning and optimizing these actions over time.

A win-win proposition for the consumer and the bank

For Customers

  • Let the automated program help you meet your financial goals while you go about your busy life
  • Stay in complete control – adjust your goals, set limits, or opt out at any time

For Banks

  • Increase stickiness and share of wallet for current account holders
  • Attract customers that hold their primary account with other banks

Learn more

Contact us to see how your customers can reach their financial goals with the help of Act

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