Personetics Act

Personalized Guidance for the Financial Customer Journey

Personetics Act

Autonomous Money Management

FinTech apps such as Digit, Chip, Qapital and Acorns are luring bank customers with automated money management programs that help customers advance their financial goals.

Meanwhile, automated savings programs offered by banks and credit unions are largely outdated and rigid – failing to address individual needs and the expectations of customers in the digital age.

AI-powered Money Management: Ready for your Bank. Designed for your Customers.

With Act, financial institutions can offer automated money management programs that are tailored to each individual and self-adjusting to changes in spending patterns.

Powered by AI, Act continuously works on behalf of your customers to help them meet their financial objectives.

Get ahead of long-term saving goals

Retirement, college

Save for a short-term goal

New car, large purchase, vacation

Pay off debt

Credit card, mortgage, student loan

act in action

Act works hand-in-hand with each customer to meet financial needs and goals, doing the heavy lifting to continually analyze changing financial situations, recommend and execute actions, and keep the customer informed and engaged.

It starts by evaluating individual financial situation and needs, engaging and guiding the customer to define personal actionable goals – save more, reduce debt, or make progress towards long-term financial targets.

Always analyzing the customer finances, it identifies opportunities to make progress towards these goals – automatically executing transfers and payments on behalf of the customer or suggesting recommendations for the customer to act on – learning and optimizing these actions over time.

Watch video

3/5

Consumers would be interest in automated savings programs.

Mercator Advisory Report, April 2017

A win-win proposition for the consumer and the bank

Increase stickiness and share of wallet for current account holders

Attract customers that hold their primary account with other banks

Let the automated program help you meet your financial goals while you go about your busy life

Stay in complete control – adjust your goals, set limits, or opt out at any time

BANK KPI’S

Let the automated program help you meet your financial goals while you go about your busy life

Let the automated program help you meet your financial goals while you go about your busy life

CONSUMER FINANCIAL WELLBEING

Let the automated program help you meet your financial goals while you go about your busy life

Let the automated program help you meet your financial goals while you go about your busy life

Want to explore how your bank can harness the power of AI to engage and serve customers?

We work with banks of all sizes across all geographies and will be happy to see how we can help.

New York

London

Tel Aviv

Singapore

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