AI Powered and Data Driven Small Business Banking
Insights and Guidance for Day-to-Day Money Management & Cashflow Optimization
AI Powered and Data Driven Small Business Banking
Insights and Guidance for Day-to-Day Money Management & Cashflow Optimization
Small business owners and managers have high expectations from financial services providers in the digital age. With cashflow critical to their survival, an aggregated real-time view of their finances anytime anywhere is a key requirement. Beyond survival, they need forward-looking insight and advice to ensure adequate liquidity and be well-positioned for growth.
Using the power of AI in Banking and predictive analytics to help businesses control their finances and simplify money management, banks can establish themselves as a trusted partner and build deeper relationships with their small business customers.
90%
Of SMBs owners would like to conduct basic banking activities digitally
41%
Do it today
HOW BANKS USE AI TO EMPOWER SMALL BUSINESS CUSTOMERS
Engage transforms user-specific data streams into real-time, predictive, and actionable insights and advice personalized for each user.
Optimize Cashflow
Highlight Receivables & Payment Exceptions
Consolidate & Simplify Activity Tracking
Respond to Liquidity & Growth Needs
Scan payment and expenses activity to flag exceptions
Suggest corrective actions to avoid cash shortages and other business disruptions
Increase business agility by identifying and responding to liquidity and growth needs
Educate the business about relevant bank products & services that can simplify and improve financial control
Integrate accounting data to deliver insights and advice based on a consolidated view of actual and planned financial activities
EMPOWERING SMALL BUSINESS FINANCIAL MANAGEMENT WITH ACTIONABLE INSIGHTS AND CASHFLOW PREDICTIONS
Day-to-day Banking Insights
Simplify everyday financial management by proactively highlighting important issues and suggesting corrective actions.
Cashflow Predictions
Enable the business to preempt expected balance shortfalls by predicting future cashflows.
Mobile-enabled Money Management
Integrate the experience into the bank's mobile app, allowing business owners and employees to stay on top of their financials anytime anywhere.
Out-of-the-Box Business Insights
Shorten time-to-market with a rich library of prebuilt insights tailored to business user' needs.
Customized and Controlled by the Bank
The Personetics Engagement Builder allows your bank to modify pre-built insights, add your own custom insights, and control the user experience.
Integrated with Accounting Data
Provide an aggregated view of financial activity with optional integration with popular accounting software.
Day-to-day Banking Insights
Simplify everyday financial management by proactively highlighting important issues and suggesting corrective actions.
Cashflow Predictions
Enable the business to preempt expected balance shortfalls by predicting future cashflows.
Mobile-enabled Money Management
Integrate the experience into the bank's mobile app, allowing business owners and employees to stay on top of their financials anytime anywhere.
Out-of-the-Box Business Insights
Shorten time-to-market with a rich library of prebuilt insights tailored to business user' needs.
Customized and Controlled by the Bank
The Personetics Engagement Builder allows your bank to modify pre-built insights, add your own custom insights, and control the user experience.
Integrated with Accounting Data
Provide an aggregated view of financial activity with optional integration with popular accounting software.
67%
of small businesses want their bank provide online cashflow management, forecasting and budgeting tools.
A new way to serve and engage business customers
Personetics Self-Driving Finance™ delivers a new level of engagement and insight, transforming your bank into the financial partner of choice for your business customers.
Increase
business customer engagement with contextually-relevant insights
Offer
products and services that anticipate and meet the needs of each business such as real-time line of credit or loan
Jumpstart
customer adoption from day one – no data entry or setup needed
Seamlessly
adapt to user preferences while retaining the ultimate control
Accelerate
time-to-market with pre-packaged financial services knowledge
AWARDS
Want to explore how your bank can harness the power of AI to engage and serve customers?
We work with banks of all sizes across all geographies and will be happy to see how we can help.
New York
London
Tel Aviv
Singapore
Tokyo
