Senior Vice President of Consumer Digital Channels Experience at
Act Cloud
Automated, Self-Adjustable Financial wellness Programs. Now in Cloud Deployment

Act now on behalf of your customer, and start impacting their financial well being, today.
Inefficient savings, persistent debt and excess spending leads banks to miss the opportunity to monetize their customers’ financial data.
Join the world-leading banks that already use Personetics Act to:
- Help their customers achieve financial wellness by reaching their goals
- Differentiate themselves by leveraging Saas, Open Banking & Automation at scale
- Gain higher Customer LTV that yields 25% balance growth YOY
Act Cloud revolutionizes the banking experience in 3 simple steps
Personetics Act solutions enable banking customers to automatically save an average of $250 per month.
Benefits include:
Automated, self-adjustable wellness solutions enable Banks' customers to reduce debts, save or invest funds towards one or multiple
Cloud-based, white label solution that integrates with the banks' offerings tailored to the individual ability to save or invest at any given
Manages goals using virtual envelopes, eliminating the cost of dedicated accounts for
Fast deployment and embedded service, including Open Banking and external money transfer capabilities
Amounts are Personalized to each customer's ability save
Engage customers with push notifications and periodic insights, in turn, deepen customer retention through the service
"At U.S. Bank, we are committed to providing our customers with tools and solutions that help them better manage their complex financial lives. One of the ways we are doing that is by leveraging "Pay Yourself First," which helps customers build their savings by giving them intuitive insights about how best to do that, in a way that is personalized for their specific situation."


"Having a long-standing partnership that has a similar philosophy around customer-centricity and innovation is critical. As a result, we were able to bring the ‘Surprise Savings’ to market very quickly. It analyzes customers’ transactional behavior, what we expect in incoming transactions, scheduled payments, and develops and automatically moves that money from their transactional account to a savings account"

Deposits and Consumer Strategy Executive at

"You don’t have many customers set up automatic transfers for $5 at a time — it’s more when they realize they have a big chunk they want to move each month — so this lets them save in smaller and more customized increments. It’s almost a game we hear from customers — can the system find more money for me? They’re shocked when it does."

Director of brand innovation and strategy at
