Proactive Deposit Strategies: The BMO and Personetics Journey to Empowering Customers’ Financial Success
Trusted by leading financial institutions worldwide
Apply deposit intelligence to capitalize on saving opportunities that benefit both customers and the bank. Track deposit leakage, assess customers’ savings eligibility, and optimize outreach across your CRM, MarTech, and digital banking experience.
Deliver actionable insights that recommend to each customer when, how, and how much they can save based on their forecasted balance, cashflow stability, and financial preferences.
Deliver actionable insights that recommend to each customer when, how, and how much they can save based on their forecasted balance, cashflow stability, and financial preferences.
Shorten time-to-market with an intuitive admin console to deliver the right offer, to the right customer, at the right time.
Leverage goal-based savings and automated journeys to attract, retain, and grow deposits.
Assess customers’ long-term savings capabilities and optimize their savings with personalized trackers, nudges, and advice.
Leverage goal-based savings and automated journeys to attract, retain, and grow deposits.
Assess customers’ long-term savings capabilities and optimize their savings with personalized trackers, nudges, and advice.
Savings accounts opening
growth rate
Average annual
savings per customer
Deposit leakage
decrease
"In the first quarter over 20K new deposit accounts were opened and 30K customers have set up savings goals… this is a fantastic outcome we’ve seen for a new product, new experience."
"Nomi Find & Save uses predictive technology to find money clients can spare and automatically sets it aside for them. Clients using this feature have saved on average about $308/month, adding up to about $3,700 per year."
"Pay Yourself First addresses a need in the market for customers that have the capacity to set savings aside. It is fully automated, self-adjustable, deals with big chunks of money, and can provide different virtual “buckets” to automatically or manually split the money between them."
"The dollars really add up, and it shows you what’s possible. It helps people get started and maybe see an opportunity where they didn’t. It gives them a cushion where they need it most."
"What’s special about it is that the amount that’s being moved varies, from day to day. It moves and changes, according to the patterns and the movement of money in the transaction account, always leaving a sufficient balance to meet the need of that particular customer."
"Personetics allows us to generate insights at the right time and we're already seeing the impact that they can have. For example, we present our customers with savings opportunities… And it’s very intuitive. We can create our own copy and design and get in live in a few minutes."
Unlock the value of transaction data and build a winning deposit strategy.
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