March 30, 2018

Nationwide's MoneyWatch delivers real-time insights

Nationwide's MoneyWatch uses artificial intelligence to offer customers insights on spending patterns, future expenses, low balances, and more.

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February 22, 2018

Artificial Intelligence, Real Insights, and Innovation from Wells Fargo

Wells Fargo’s new predictive banking feature, powered by artificial intelligence, is one of a number of innovations the company is introducing to help customers seamlessly manage their financial lives and improve financial health.

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October 3, 2017

See How RBC Delivers AI-powered Financial Guidance and Automated Savings with Personetics Cognitive Banking Applications

NOMI Insights™ provide personalized, timely and relevant tips to help customers stay on top of their day-to-day finances. NOMI Find & Save™ provides an effortless way to maximize savings while ensuring that sufficient funds are available to cover future expenses.

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Recent Coverage

April 17, 2018

Britian's Metro Bank Has Beaten Digital Challenger Monzo To Launch An AI Which Helps You Spend Smart

Despite having decades of data on your spending habits, movements, even your holiday choices, banks offer little back to help you manage your money better. But this summer, Vernon Hill’s Metro Bank in Britain is launching what could be the first artificial intelligence to analyze people’s spending patterns.

Forbes >

March 20, 2018

Personetics Brings Cognitive Banking to Romania’s Banca Transilvania

Romania’s second largest bank, Banca Transilvania, will integrate AI-powered, forward-looking financial guidance into its digital banking experience courtesy of a new partnership with Personetics. The bank, with more than 2.2 million clients, will add Personetics’ technology to the new version of its BT24 Internet Banking and Mobile Banking solution this year, giving Banca Transilvania’s retail and business customers access to insights and tools to better manage their finances.

Finovate >

February 28, 2018

Coming to your banking app soon: Predictive analytics

Wells Fargo confirmed that these new mobile capabilities are powered by Personetics, a company providing banking solutions that anticipate what consumers might need in the future. Personetics also powers Royal Bank of Canada’s predictive banking features: NOMI Find & Save, a free automated savings tool, and NOMI Insights, which gives customers customized tips and alerts.

Bankrate >

February 14, 2018

Three things an AI chatbot taught an Israeli bank

With its knowledge of upcoming bills and deposits, Didi can warn customers that they are in danger of a low balance in a few days. “If I can tell you two days in advance what’s going to happen, you probably won’t call at all… Didi’s predictive capabilities and forward-looking things, we hope, will prevent inquiries irrelevant of who’s going to take care of them, a human or a bot.”

American Banker >

February 13, 2018

Seeing your financial future with AI

“It was a revelation,” said the retired licensed practical nurse and Wells Fargo customer, who lives in Charlotte, North Carolina. “It was like the conscience of your financial life, showing you how often you were eating out and spending money unnecessarily in other ways. I’d have to say that has made me be more responsible ever since.”

Wells Fargo >

February 7, 2018

How UK challenger bank Tandem is personalizing its mobile app

The bank’s mobile app will offer customers personalized insights and recommendations based on their spending habits… But the heart of it is about keeping customers engaged — a “lifetime benefit driver.” The move is the latest among U.K. challenger banks to 'own' the PFM space, adding pressure on incumbents to innovate.

Tearsheet >

January 8, 2018

Personetics: The Era of Cognitive Banking is Here!

The close collaboration between BNP Paribas Innovation Group and Personetics resulted in a solution that generated high levels of engagement and satisfaction. "We do our utmost to constantly improve the support we offer our customers. Personetics allows us to help customers better manage their money by offering instant and relevant information and advice.”

BNP Paribas >

October 20, 2017

How consumer banking leaders are embracing AI

Artificial intelligence is becoming a competitive advantage that will force institutions to incorporate it… Ally Bank was one of the first to launch an AI-based virtual assistant two years ago: Ally Assist, which is based on technology from Personetics, already provides a contextualized user experience.

American Banker >

October 13, 2017

RBC is building AI into its mobile banking app

RBC is using an artificial intelligence tool it calls NOMI, based on technology developed by Personetics: NOMI Insights, which offers insights and advice into a customer’s spending habits; and NOMI Find and Save, which monitors spending habits and automatically puts money into a savings account.

TearSheet >

Press Releases

April 17, 2018

Metro Bank Partners with Personetics to Launch AI-Powered Insights for Proactive Money Management

Personetics’ Cognitive Banking Brain will enable bank customers to receive real-time personalized financial guidance

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March 20, 2018

Banca Transilvania Partners with Personetics to Deliver AI-powered Banking to Consumers and Small Business Customers

Personetics’ Cognitive Banking Brain will enable bank customers to receive real-time personalized financial guidance

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February 7, 2018

UK Startup Bank Tandem Partners with Personetics to Deliver AI-powered Everyday Banking that Puts Customers First

Digital challenger bank Tandem is partnering with Personetics, the leading provider of cognitive banking applications, to harness the power of artificial intelligence towards its promise of putting the customer first.

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February 1, 2018

Israel Discount Bank Customers Get Personal Financial Guidance from Didi™ – an AI-driven Digital Assistant Powered by Personetics’ Cognitive Banking Brain

Israel Discount Bank is stepping into the AI banking era with the launch of Didi™ – a new digital financial assistant that helps customers manage their day-to-day banking activities and meet their financial goals.

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January 10, 2018

In 2018, More Banks Will Offer AI-powered Automated Savings to Attract Millennials

Digital money management features such as automated savings and spending controls will become banks’ tool of choice to attract millennials, according to Business Insider.

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September 14, 2017

Personetics Enables Canadian Bank to Deliver AI-powered Financial Guidance and Automated Savings

Personetics Cognitive Banking applications power new RBC digital services that help clients stay on top of their finances and fast-track savings as part of the mobile banking experience

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Personetics' Cognitive Banking solutions are used by 45 million bank customers worldwide.
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